Indexed Universal Life

Indexed Universal life policies have flexible features that can be customized for you and your loved ones. The flexibility of an Index Universal Life coverage allows for changes to the death benefit, as well as the size and timing of the policy's premium, to an extent. Therefore, as changes occur in your life, so too can your coverage. You're credited interest gains from the S&P 500 to your cash value account within the policy. It provides downside protection and upside potential to your cash value account.